Pricing

Sized to the work, not the seats.

PayShore comes in two plans (Essentials and Growth) that follow how your bank footprint scales. Choose the level that matches how your team operates today; move up as your operation grows.

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Plans

Two plans, one place to see and manage cash, payables, and receivables.

Each tier includes the full platform base: cash visibility, payments, invoices, approvals, audit, counterparty network, and rules engine. The Growth tier lets you run more banks, turn on finer-grained controls, and access stronger onboarding and support.

Essentials

Single-bank operations, in one workspace.

Best fit for Finance teams running on one primary bank who want cash visibility, B2B payments, invoicing, and reconciliation in a single place.

What's included

  • One connected bank (multiple accounts within)
  • Real-time cash position and activity
  • B2B payments: ACH and RTP, in and out
  • Invoices with auto-reconciliation to payments
  • Single-level approval workflows
  • Counterparty network: unlimited free counterparties
  • Shore AI: forecasting, fraud screening, natural-language search (coming soon)
  • Rules engine: thresholds and alerts (auto-sweeps coming soon)
  • Immutable audit log; SOC 2 compliance program underway
  • Powerful, dynamic reporting and exports
  • Email support, self-serve onboarding
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Growth

Multi-bank cash and transfers, consolidated.

Best fit for Finance teams operating across two or more banks who need a consolidated cash position and the ability to move money between banks from one workspace.

Everything in Essentials, plus

  • Multiple connected banks
  • Consolidated cash position across banks
  • Inter and intra-bank transfers, initiated from one place
  • Dynamic, customizable multi-bank reporting and reconciliation
  • Multi-level approval routing
  • Priority email support
  • Guided onboarding with our team
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Working at scale across multiple entities, complex approval matrices, or specific integration needs? We design custom engagements for organizations beyond our standard plans.
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Capabilities by plan

Compare the two plans side by side.

The base platform is the same across both plans: cash visibility, payments, invoices, approvals, audit, counterparty network, and rules engine. The differences are in how many banks you can run, how deep your approval and policy controls go, and the level of support included.

Capability Essentials Growth
Cash & banks
Connected banks One Multiple
Real-time cash position
Consolidated multi-bank cash —
Inter and intra-bank transfers —
Payments & invoices
B2B payments (ACH, RTP)
Invoices & auto-reconciliation
Counterparty network (free counterparties)
Controls & intelligence
Approval workflows Single-level Multi-level routing
Rules engine (thresholds, alerts)
Shore AI (coming soon)
Immutable audit log; SOC 2 compliance program underway
Reporting Dynamic reporting and exports Dynamic, customizable multi-bank reporting
Onboarding & support
Onboarding Self-serve Guided
Support Email Priority email
Contract Standard Standard
Counterparty network

Free counterparties at every tier. Forever.

Invite vendors, customers, and partners into the workflow at no extra cost: no per-seat fees, no network upsell, unlimited counterparties on every plan.

Receive payments, respond to payment requests

Free counterparties operate inside the same workflow your team does. They confirm details, accept payments, and respond to requests without standing up a paid PayShore environment.

Extend the relationship beyond the inviting client

The free counterparty relationship is one-to-one: between the counterparty and the client who invited them. To transact with additional clients on the PayShore network, or to connect their own bank accounts, a counterparty upgrades to a full standard account.

Upgrade anytime

A free counterparty can upgrade to a full standard account anytime to unlock the platform: multi-bank visibility, transactions with other PayShore clients, and connections to their own banks.

Contact us for pricing.

A short scoping call helps us match you with a plan and pricing that fit your finance environment.

Contact us
Common questions

Pricing FAQ.

Quick answers to the questions that come up most often. If yours isn't here, just ask!

  • How do I know which plan I should choose?

    If your operation runs on one primary bank, choose an Essentials account. If you're operating across two or more banks and want a consolidated cash position and inter and intra-bank transfers, select Growth. For larger organizations with multiple entities, custom approval matrices, or specific integration requirements, we structure a custom engagement. Reach out to request a custom quote.

  • Why isn't pricing listed on the page?

    For PayShore, a few key factors shape pricing: how many banks and entities you run, how deep your approval and policy controls need to go, and any specific integration or onboarding requirements. We base pricing on your actual footprint (banks, teams, and workflows) so any plan we propose reflects how you really run finance.

  • Is pricing per user?

    No. PayShore doesn't charge per seat. The platform fee covers your team. Add as many of your people as the work requires.

  • What banks do you support?

    PayShore has integrations with Bank of America, JPMorgan Chase, Wells Fargo, Fifth Third, and Silicon Valley Bank, with additional integrations in progress. Contact us to see if your bank is currently being integrated.

  • What payment rails are supported?

    Domestic ACH and RTP at launch. RTP provides 24/7 settlement with a high transaction ceiling.

  • Are free counterparties free?

    Yes. Free counterparties can receive payments, respond to payment requests, and send payments back to the client who invited them, without paying anything. The relationship is one-to-one. To transact with additional clients on the PayShore network, connect their own bank accounts, or access the wider platform (multi-bank visibility and reporting, broader workflows), a counterparty upgrades to a full standard account.

  • Can we move between plans later?

    Yes. Plans can move up or down with a billing-cycle adjustment. The pricing model is designed to scale with your operation. Not lock you into a plan you've outgrown, or one you no longer need.

  • Is there an implementation fee?

    For early adopters, the implementation fee is waived. Future implementation pricing will be scoped alongside your plan during the engagement conversation.

  • Are multi-year contracts available?

    Yes. We offer multi-year contracts with fixed pricing, so your rates stay the same over the life of the agreement.

Want a plan scoped to your environment?

Tell us your banks, entities, and approximate payment volume. We'll come back with the right plan and an implementation timeline.
Request a demo